The cons of using credit cards | Premium Essay Help
The Benefits of Debit Cards Over Cash and Credit Cards
The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits.
of my payments and not overuse my credit cards
One of the subjects that the speaker talked about was the importance of a good credit score. This for me was one of those subjects that I had briefly heard about from family members but never had a clear idea of what it was that is until now. I now know that my credit score will determine how much lenders can loan me and what my interest will be. Learning about credit score made me think about my future because I personally have dreams of one day buying a house and a new car and for these items my credit score will determine how much I end up paying. I learned about different ways to establish credit like for example, getting student loans or getting a credit card, however the catch is that I have to stay on top of my payments and not overuse my credit cards. This should set me on the right path to good credit.